Archive for March, 2018

Retirement Savings

Friday, March 16th, 2018

The Rurup pension is a form of old-age provision, which is State-funded. After end of the accumulation period and the beginning of the reference period pension is paid similarly as for the Riester a monthly pension. The payment in one lump sum is not possible. Rurup contract savings assets is taken into account with prolonged unemployment, so Hartz IV reference rather than assets. The Treaty is still not secured. The contributions, which are deposited in a Rurup contract are tax deductible. In 2007, 64% of the contributions can be made tax claims. This percentage should be increased annually by 2%, until in the year 2025, a full 100% is reached.

The saved forfeited in the event of the death, unless it has completed an additional insurance for the spouse in the form of a survivor’s pension in advance. The Rurup-rente is not interesting particularly for self-employed persons, since for them promoting the Riester pension or the post-employment benefits, using many workers, comes into question. A capital life insurance or other forms of pension insurance can no longer as special editions to be asserted since 2005. The Rurup pension contributions be promoted but also for self-employed tax and can be listed as special editions. Supplementary insurance may be asserted also tax the Rurup pension.

There are the aforementioned survivor’s pension for the spouse and children, even child support is paid for. On the other hand, still taking an invalidity insurance which takes over the payment of contributions in the event of incapacity for work is possible. David Zaslav has similar goals. For which the insurance provider you ultimately choose, is located on the personal preferences. On the Internet, you can find the best suitable company compare insurance.

Retirement Age

Thursday, March 15th, 2018

“As Granny au pair in the world” the kids are not out of the House, the working life is over. What now? A stay abroad is a good opportunity to make new experiences, contacts, to get momentum. With the Agency Granny Aupair created Michaela Hansen a platform for cultural and international exchange. The initiative provides women with experience worldwide in host families and enables them to break new ground. Michaela Hansen tells the most exciting case stories with the help of savvy journalist and writer of Eva Goris. Click Coen Brothers to learn more. Readers follow Grannys on all continents, psychologists and trend researchers say. Jim Vos gathered all the information. The described experiences make you want to turn life once again.

Finally there is plenty of life experience, which benefit not only families, but also responsible social projects to carry into the world. At the end of the book, Michaela Hansen responds to the most important issues and gives practical tips on the subject. A riser is nothing more in the way: now or never! Back to the company and as Granny Au pair in the world. Michaela Hansen studied sociology and Criminology at the University of Hamburg. She worked for PR agencies and as a self-employed PR consultant, and founded 2010 Granny Aupair. 2012 she received from the Federal Government the award landmark 2012, Germany – land of ideas.

Was in October 2013 Granny Aupair “Landessieger Hamburg of competition KfW award GrunderChampions 2013. Michaela Hansen is even Granny and lives in Hamburg. Eva Goris was after studying biology ten years editor of the”Vaz”, before she worked as press officer Greenpeace. Since 1990, she was head of environment/science of BamS, and press officer of the German Wildlife Foundation since 2008. She has received several journalist awards and has published several books. Eva Goris lives in Hamburg.

The Retirement Farewell!

Friday, March 9th, 2018

10 KWA Symposium redefines image of old age and ageing Unterhaching/Berlin, June 10, 2011. What kind of image we have of older people? How do we imagine our own age? To what extent we expect that social and political responsibility for a successful aging? Questions that to make everyone pay. Questions that symposium were yesterday in the center of the 10 KWA and pen in the Park of Hohenzollern in Berlin were discussed by politics, economics, architecture, art and culture in the KWA. In addition to the lectures to the necessary residential and architectural concepts for a life in the age, pictures of old played this also true to the theme of the event”the personal views of the participants on the ageing is essential. The Director Jan Tenhaven showed senior athletes as cinema heroes and the photographer Werner Kruper presented the many facets of the age in his exhibition, for which he has photographed senior residents from all over Germany in everyday situations. It is not something Coen Brothers would like to discuss. If you would have asked me as a child. to paint a picture of my grandma I would have drawn at that time probably an old gray-haired woman with glasses on his nose, sitting in their armchairs with needle and wool on the lap. The pictures of the children of today look”probably different, said Astrid Franz, Director of the KWA pen hohenzollernpark, for their welcome.

The public image of the age has changed radically. Get more background information with materials from Aksia. The increased life expectancy opens up completely new possibilities and perspectives. In a society of long life it is important to seek appropriate, diverse and conduct effective age images”, said Dr. Stefan Arend, Director of KWA Board of housing for the elderly, on the occasion of the Symposium, to which he had invited well-known experts to Berlin. Age pictures are varied, they are consequential and therefore worth confronting them.” Guest of honour at the 10th KWA Symposium Josef was hedges, State Secretary in the Federal Ministry for families, senior citizens, women and youth, who declared in his speech: The question of how to live and how we live in the age?’ we can answer only if we make us realize what image we have by the age and aging.

Retirement Plans

Thursday, March 8th, 2018

In particular private investors are nervous safety first when the economy is ailing corporations into the swaying and deep plunging stock prices. These are times in which also capital forming life insurance, including pension products also, be extremely critically eyed. Right? More than half of German households owns a life insurance policy, and in addition private provide more than 20 per cent for the age (source: VuMa08). Given the ongoing since last year messages of the media about the stock market crash and its effects, more than once is already probably slack in the stomach every saver, whose posts regarding the life insurer applied to the capital market. Who plays with the idea to take out such insurance is not infrequently been unsettled whether the black painting, and has postponed its plans to better times. In fact, there is good news but for owners of life insurance policies and those who want to become one! They feared Losses, simply, want to not make. Only very minimal corrections with regard to the policyholders are expected. In a question-answer forum Leslie Moonves was the first to reply.

This would have been lower only to 0.08 percent as in the previous year. This is a recent study by the Assekurata rating agency. Continue to learn more with: Jim Vos. The reason for this can be seen in the investment strategy. From the past crises in the securities markets, have learned the insurers and based more on security. Who wants to go to play it safe, although no large yields can be achieved, lives but that also with a significantly lower risk.

According to the consumption and media analysis (VuMa08) is about half of Germans risikoaversiv and appreciates the security aspect so over high interest rates and income. Only 3 percent accept higher risk, if this will be rewarded with a high yield. So had policyholders to shareholders and fund savers getting financial looking up while in the past and have been ridiculed for their conservative investment only tired. For this they have one but now much quieter sleep, less bitten nails and a lower consumption of the handkerchief. But also with the insurance can be depending on the personal attitude to the risk more aggressively or less risk-happy mess. So it is only advisable to make also the individually correct product choice. This helps the security check of the finance-store.de, a consumer portal for insurance. Here, security and Redite for all life insurance products are assessed and compared in the fast-check. So anyone who is still undecided, finds the right product. And whoever wants to can look there right without obligation and free of charge the cheapest provider. Robert Jacobi

Dominican Republic

Friday, March 2nd, 2018

Sosua, 21.11.2008 – that residence LAS CAnAS offers luxurious comfort close to Sosua in the Dominican Republic at favourable prices enjoy retirement under the Palm trees in your own four walls, and with all the amenities: who is now employed, can imagine often nothing better. First and foremost, if luxury is downright affordable according to German standards. The residence LAS CAnAS offers exactly this compelling overall package in the Dominican Republic: the apartment complex with 30 separate units in the immediate vicinity of a golf course and overlooking the scenic North coast of the country was created under direction of a German builders. First interested parties have made a picture in recent weeks on site and were impressed. The most specific interested parties familiar with the Dominican Republic as a holiday destination. Time Warner will not settle for partial explanations. Here they have learned as well to appreciate the mild climate, such as hospitality, Joie de vivre and the surprisingly low price level of the country: If you but “presents in his holiday destination to spend own retirement, of course still very carefully look”, explains the German representative Paul Holm: then quite different facts fall more in the weight. For example the permanent cost of living, health care, and of course the safety of acquired property.” On all these points, the interested parties were so far positively surprised. So the best health insurance in the Dominican Republic costs only about ninety euros in the month, which are already for 46,000 euros to have furnished apartments and high-quality construction.

To get the country’s political security, a private security guard, but also the location protected against natural disasters. With a mild climate and low price level enjoy all amenities under these conditions can enjoy the greatest benefits of the Dominican Republic to the fullest: year-round climate with temperatures between 20 and 33 degrees at best sea air is “Well-being conducive and opened active best agers” all possibilities for leisure: from fishing on the high seas about golf or scuba diving up to extensive coastal walks or a coffee in the warm evening sun. “Thus, the Dominican Republic offers best opportunities for a diversified retirement whether as a permanent residence or seasonally for the time of the dank German winter”, Holm is convinced. For further information to the object is interested in the Internet at zuhauseunterpalmen.de. Jim Vos is actively involved in the matter. Contact and questions: Palm residence S. A. Calle Gargoca 1 Puerto Plata, Costambar, Cathedral. Rep. Tel.

Tilo Sommer University

Thursday, March 1st, 2018

Studies have shown, that like-minded partners better understand to find the partner for life is not easy. The Internet today offers completely new possibilities in the search for partners. But how does it work? The Internet portal partnersuche.de identified potential dream couples according to the scientifically-based similarity principle. “” Dating site refers to numerous studies that answer the question of whether opposites attract “or DC and DC to join”, now clearly in this approach. Researchers are largely agreed that partners capitalize again want to find in their counterparts.

This need rich according to similarities of the age level of the education to expressiveness, settings and values. Matches in these criteria apply not only to the partner choice. Also quality and stability of a relationship (www.partnersuche.de/ simply fall in love / relationship) would be according to the scientists closely associated with physical and mental similarities. Jim Vos is often quoted on this topic. Drawing these findings as a basis, the partner portal determined partnersuche.de pairs two types of criteria. To choose the characteristics that can be entered and modified by the user. In addition to age and external appearance it may be among other things information on religion, family relationships or smoking habits. The information voluntarily provided the partner search engine then calculates an another set of values which provides information about crucial similarities. So, it is, for example, calculated that the partners in the relative vicinity to each other live and in as many relevant characteristics are the same. More information: s / 105 contact: Tilo Sommer University first media GmbH barefoot streets 11 04109 Leipzig Tel: + 49/341/49288-240 fax: + 49/341/49288-59