Posts Tagged ‘financial’

Hong Kong

Sunday, October 22nd, 2017

Here is the circular port area of 100 hectares with a quay facilities for super-yachts and hundreds of docks for small boats, repair and servicing facilities for their service center and retail trade commercial center, as well as residential apartments and condominium units. Phuket is experiencing a construction boom, and most of the built housing designed to foreigners. This upscale condominiums, villas and townhouses, sometimes built in the same complex with a 4-5-star hotels. Many wealthy people from the countries of the Asia-Pacific region are living permanently in Phuket, staying even in the rainy season (June to September). Telecommunications can run a business and work with the information remotely, so many happy "escape" from here such cities as Singapore, Hong Kong, Kuala Lumpur and Tokyo. Europeans often buy housing to wait out the cold season here, to send to the rest of children, improve my health, with a very modest by Western standards of money. Fresh produce to the highest standards of medicine, Spa services – all of this is much cheaper than in any of the European and American resorts. The same goes for real estate.

If in Europe or America, is home 3.000-000-5.000.000 U.S. dollars, the same quality villa in Phuket, with pool and ocean views will cost 2-3 times cheaper. Apartments in new condominium, with its customer service, the ability of management in your absence (leasing, maintenance, etc.) is within a US $ 150.000-500.000, depending on the offered comfort. The most developed in terms of residential development west coast. Here is the famous resort area of Patong, where the earth since the beginning of the construction boom has risen by almost 500% and is currently estimated at $ 800 per square meter.

Results on the island beach areas such twelve (some quite secluded), but it is the center of Patong nightlife and social life. Plots are very expensive and in the main city of the island Phuket Town (on separate streets from $ 500/kv.m.), But for overseas buyers who come here for recreation near the water, the capital is not very interesting. Administrative center with all the necessary institutions – International School, offices, official agencies – located in the interior of the island, away from the beaches, but easily reachable by car. An independent search of land and subsequent construction of the "pioneers" of Phuket – avtraliytsy Americans – involved here ten years ago. Now housing foreigners bought a large real estate companies, and more at the project level, and when developing the site has only just begun. Demand for Phuket, confidence in the quality and reputation of the island is so great that a lot of housing sold, even on a show with which developers Phuket tour the priority for these countries. Last year the list came in promising markets and Russia. Although our citizens living on the island until much, so the number of transactions is progressing rapidly, that the Russian market is now the Thais even more interesting than the western European. * This article was prepared using materials of the author.

Parent Deposits

Wednesday, May 18th, 2016

Capital serves as backup within a contingency loss. Therefore, the greater the bank's capital, the more resistant to external turbulence. Liabilities – are involved funds of the bank: deposits of individuals and legal entities, loans from other banks or the parent structure. Need to pay attention to the ratio proportion of depositors and businesses. In a situation of instability, panic prone more ordinary citizens. Their behavior can lead to a massive outflow of funds from the bank. Walt Disney addresses the importance of the matter here.

Therefore prefer to be an institution where the share of corporate deposits dominated by or equal to the size of deposits. If money individuals in the bank much more (60-70% of all borrowed funds) – refrain from working with the bank. Assets – is allocated funds of the bank (credit). This indicator also pay attention to the ratio of loans individuals and legal entities. The logic is simple: corporate clients are given a sum far in excess of the sum of individuals. And the number of credits to the population exceeds the number of credits to legal entities. Bank have earnings from interest on loan funds. If the bank loses customer credit as a result of repayment of the loan, then its income falls.

More reliable are the banks with a large portion of loans to natural persons. Should also pay attention to the ratio of loans to deposits. Loans are attracted funds in the domestic (household deposits and businesses) and external (foreign investors) market. The more loans funded by deposits, the stronger will continue your contributions to this jar.

Buying On Credit

Sunday, March 20th, 2016

But in the case of buying cars on credit – the money you invest in a vehicle, what from the date of purchase quickly become cheaper. Besides all this, the final cost of the machine for you to grow by%. Thus – you eat ineffective own current earnings. For more clarity and thought, follow up with David Zaslav and gain more knowledge.. These things we have touched the issue of purchase business loan from the standpoint of an ordinary physiological entity. For large firms the same shodstvenny loan is one of the better means of business expansion. They're not notified of the traffic beat their funds.

Bank loan allows large investors to sweep away small regional competitors and those attained through increasing the profitability of own business due to the synergy. Credit conditions of purchase business. Despite the added mobility of a bank and something a liveliness of consumer lending in late 2010, according to final results of the study, otcherchennogo professionals Portal BizBroker, banks are still not lend to this kind of purchase – as the purchase of commercialization, the purchase of shares or the common rights. It does not mean that money to lure categorically impossible – just that account for the very turn and go for some tricks from both the borrower and from banks. Try as possible without getting up from the table – just click on the bank website and try to discover after that button "offer for a loan online – bank managers will be contacted by confirmation number and will give all the answers to the original topic.

Case Default

Wednesday, November 25th, 2015

This happens for different reasons: somewhere to work with distressed borrowers is not selected personnel from someone – a business, put on stream: the longer a customer does not pay, the greater the amount of debt that can then be ‘knock out’. But after the second non-payment has already come into play non-bank specialists specialization. The borrower may continue to believe that about him at the bank forgot, but in reality the debt recovery process is just beginning to act. At this stage, with the debtors have staff of the same bank, the truth is already out of the security services. The majority of problem loans is extinguished before the announcement of default, ie, after 2-4 months after the first delay.

Most people are afraid of the consequences for his reputation. And not in vain. After some time on each Russians ever who got a loan from banks can establish a credit history. The fact of nonpayment of the loan will remain forever in this document, and subsequently can cause denial of credit. In any case employees to return long story problem borrowers about troubles that may befall them in the event of default. However, does not bring the case before trial did not all agree.

Then the tone of communication with the debtor is changing dramatically. Warning letters, phone calls and personal visit of representatives of law enforcement departments of the bank to neighbors, relatives and at work – a short list of interventions. Psychological pressure, in most cases work.

Sample Document Templates

Wednesday, September 23rd, 2015

The present banking position requires regular monitoring of the trade sector. But not exclusively so. For example, it is necessary rigorous and continuous study of the financial spectrum as well as other additional fragments. Initially, this, of course, concerns the various regulations, manuals and other regulatory statutes, which entail a change of the rules of the market sector. And while problematic only to find exactly those rules. Because it was generally obey the laws of such other acts as well including various regulations recognized a fairly professional data collection.

Because cash whether to issue such paper no. It is believed, professionals will find, if they wish. It is extremely in demand for businessmen who are beginning their activities. After all the documents to the inheritance model templates – detail in the process of irreplaceable, but in order to find them, you must either resort to personal acquaintances and professionals with a proven reserve of knowledge, in which all the necessary regulations and examples have been taken into By many years of professional work. However, for high-performance organizations need highly approved by the state or local organization patterns that are relevant to the posed range of products, and including characteristic features of its certification.

And at this moment the most valuable by extracting this kind of range data is directly the World Wide Web. Only here all the requirements likely to find in one place and without any problems. Resource, which can be GOST 8732-78, is very popular, as well as any specific range of information. Yet not so much for industrial organizations need such directories. Many physical person, getting to know a closer look at this economic aspect of society, are beginning to realize that the rescue of drowning – the work itself drowning. A knowledge on the law gives to avoid not only the consequences but also including troubles with non-compliance with formalities. How many depositors "stung" by not knowing the status of a financial center or financial institution. And now Banks in Moscow are shown in official catalogs, only those whose financial activity is formally admissible and reliable. Information – this is the lifeline that allows you to stay on the normal level in the most difficult economic situation. Having the data can control the whole world.

Buy Real Estate Business

Thursday, August 20th, 2015

Let's try to understand what it means to "buy business." In fact, this phrase no legal or economic. In fact, it is a newspaper, the everyday, The everyday – what you want. You can buy a vacuum cleaner or a plot of land business can not buy, you can not buy a car wash, barber shop, a bakery. Surprised? Do you remember how someone of your friends telling friends that familiar friends have a car wash or hairdresser? So, yeah not so. Approximately 80% such objects are small businesses in rented premises.

What does this mean? This means that your friends are owned vacuum cleaner, rags, cleaners, pressure washers, scissors, mirrors, etc. They signed lease agreement with the owners of the premises, adjacent land, etc. They have hired staff (barbers, washers). They were allowed in different instances to this business activity. They registered trademark type Beauty Salon, "Verbena" or automated "Autobahn". And so on. And that is what they have, possess or have bought from someone. And if anyone thinks that buying a business – it means to sign sales contract, which will be written that the citizen has sold Ivanov and Petrov bought hairdresser or car wash, it's certainly an unfortunate mistake. As the practice of business brokers, buy business – so undertake a number of legal actions. Sometimes, in the most difficult cases, their number may reach tens of (audit, inventory, assessment, equipment acquisition, purchase or rental premises, land, buying brand, web site, purchase of commodity balance, hiring employees, etc.).