Managing Director
Results of the maiden flight from ABK / EFiS and ibi research point to necessary adjustments. At the official launch of the European direct debit procedure have ABK / EFiS and ibi research at the University of Regensburg tested the so-called SEPA direct debit through its paces. However only about two thirds of the direct debits could be recovered successfully, because some banks still do not currently support the new procedure. Successful payment, the prescribed information to the debit in the account statements of the account holders were largely correct and completely reproduced. It would be desirable, however, to simplify the identification of the payment of the related account holders through additional information and consistent identifier. \”As already at the start of SEPA transfers in January 2008 have ABK / EFiS and ibi research at the University of Regensburg for the introduction of SEPA direct debit a maiden flight\” performed. A total of 183 direct debits from 76 different banks have been submitted for this purpose. The collected amounts were the Janusz-Korczak-Schule in Langen benefit.
The feedback, ibi research at the University of Regensburg has evaluated anonymously and prepared. The main advantage of the new European single direct debit procedure is that hence amounts can be withdrawn from accounts in other European countries by direct debit\”, says Armin Gerhardt, Managing Director of ABK Systems GmbH, which provides solutions complete solutions for national and international payment transactions together with their sister company EFiS financial. Due to different national direct debit procedure it was, for example, so far not possible to make payments between German and Austrian accounts via direct debit.\” \”Good at one-third of the participating institutions is still valid: delayed take off\” but still has a widespread availability of domestic and foreign accounts with the SEPA direct debit. At 56 submitted direct debits was denied landing the SEPA plane, since the institutions concerned the SEPA direct debit on a voluntary basis still do not currently support.