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Not so long ago people were shocked by the new Ukrainian news – no longer issue loans to purchase real estate. That was a blow to many. And I must say, not only for buyers. But experts promise that gradually enters its course by the autumn and will fall into place. Real estate in Ukraine has always been sufficient demand.

But, unfortunately, the reality is that not all borrowers are willing to do so by the banks. It is not always exactly the person calculates its potential and eventually to repay the loan for some extremely hard. And what they say now if the problem is most home mortgages, is in fact a problem of no return. Third Point has firm opinions on the matter. Large losses can not affect the policy banks. Russell A. Kivler usually is spot on. According to forecasts by the spring volume of such loans will rise very much. In addition, many believe that is inevitable collapse of prices.

But it said out loud, this collapse properly be called the correction which would not be exceed 15%. It is possible that the apartment a little cheaper this year, but only mortgages 'will stand on their feet' and it will fall in price, the price per square meter will start to grow again. Real Estate Agency of Ukraine a decline in demand, though not as he fell to lower prices by 40%. And then it is worth considering that everything is more expensive. It touched, of course, and building materials. And, undoubtedly, the salary increase was the builders. And it says in the first and foremost that it is impossible to link this increase with a decrease in property prices. It follows from this – this situation is temporary panic early. But in the current situation in order to stay afloat construction companies have cut prices to attract customers and their funds. And it will unleash a new wave of demand. If, however, specifically address the Kiev real estate, the numbers following – investment growth dropped to eight. It should also be noted that the developers have stare at sites outside the city, apparently, the capital market is oversaturated. Let's hope that the new year will bring changes for the better.

Exchange of flats – one of the most complex operations in real estate. We recommend that mandate the conduct of professionals. well. If you still want to do it yourself, here are some useful recommendations. Note. Under the exchange Apartments here will be considered any of the operations, involving your property, whether it's a simple exchange, the settlement or the Congress. All of them are close in fact, the only difference in the number of objects involved real estate. Quickly and most effectively to date, sharing an apartment through a sale, the so-called 'alternative transaction'.

Suffice it to say that 95% of all transactions carried out by the exchange of housing is under this scheme. Why is that? In the 'Soviet times, "the main and only way of sharing was the' direct communication 'apartments (one apartment is changed directly to another). It still exists today. However, its use fraught with difficulties related to the implementation of a number of conditions: Found apartment to suit you; other side is ready to move into your apartment; If the exchange is unequal, it is necessary to resolve the financial side of the issue – the amount of surcharge. By the time the search for an option can take anywhere from six months to several years. If it is Congress or the patrol task is almost solved. The main advantage of an alternative transaction: for you any available apartments offered on the market. The only limitation – the price a buyer is willing to pay for your property.